According to Experian, Wisconsin is the preferred home of the credit elite, with four of its cities – Madison, Wausau, Green Bay and La Crosse – making the credit bureau’s list of American cities with the highest credit scores. Experian finds consumers in the Midwest generally demonstrate they are good for a loan, while those in the South are still struggling to establish creditworthiness. Eight of the 10 cities with the lowest credit scores are in the Southern U.S. Four of these – Harlingen, Corpus Christi, Tyler and El Paso – are in Texas.
| Cities With The Highest Credit Scores: | Cities With The Lowest Credit Scores | ||
| 1. Wausau, WI | 789 | 1. Harlingen, TX | 686 |
| 2. Minneapolis, MN | 787 | 2. Jackson, MI | 701 |
| 3. Madison, WI | 785 | 3. Corpus Christi, TX | 702 |
| 4. Cedar Rapids, IA | 781 | 4. Monroe, LA | 706 |
| 5. San Francisco, CA | 781 | 5. Shreveport, LA | 706 |
| 6. Green Bay, WI | 780 | 6. Augusta, GA | 709 |
| 7. Boston, MA | 779 | 7. Bakersfield, CA | 709 |
| 8. Peoria, IL | 778 | 8. Las Vegas, NV | 709 |
| 9. Sioux Falls, SD | 778 | 9. Tyler, TX | 710 |
| 10. La Crosse, WI | 777 | 10. El Paso, TX | 710 |
